IS4226 Weeks 1–3 source inventory

Audit scope: the five Week 1–3 lecture notes and every image embedded in them. IS4226.md was consulted only to confirm that Quiz 1 covers Weeks 1–3. Each row has a stable inventory ID used by is4226_core_cards_v2.json.

IDSourceSection/imageExplicit factsFormula/exampleInclude?Reason
W1-01L1Financial Markets—Different ClassificationsMarkets are classified by maturity, settlement, and trade medium. Money markets are under 1 year; capital markets over 1 year. Primary is issuer-to-investor; secondary is investor-to-investor. Spot/derivatives and exchange/OTC are the other named pairs.T-bills/commercial paper; bonds/stocks; NYSE/SGX; forex.YesCore named classifications and distinctions.
W1-02L1 imageScreenshot 2026-08-12 at 9.49.45 AM.pngFinancial instruments shown: fixed income, ETF, commodities, forex, stocks, derivatives, cryptocurrencies.Diagram/list.YesLecturer-provided classification; one consolidated card.
W1-03L1StocksStocks trade in share/equity markets and capital markets; holders bear company-failure risk. Investment considerations listed: business, growth/dividend, management, political/economic issues.Exchange examples are illustrative.YesExplicit characteristics and checklist.
W1-04L1Fixed IncomeFixed, timely returns based on maturity and interest; examples include deposits, T-bills, bonds. Relevant factors: macroeconomy, rates, inflation.—YesExplicit definition, examples, factors.
W1-05L1 imagePasted image 20260812120558.pngSSBSEP26 example invests S22,710 and total value S$122,710 after year 10.Fully displayed 10-year table.YesWorked numerical example supplied in class; one card only.
W1-06L1ETFExchange-traded funds mostly track indices; performance depends on a group/index rather than one company; may be stock, fixed-income, balanced, or other designs.S&P 500, ASX 200, STI, NIFTY.YesDefinition and distinction.
W1-07L1CommoditiesFour named groups: metals, energy, livestock/meat, agricultural, with examples.Gold; crude oil; cattle; wheat, etc.YesLecturer-provided classification.
W1-08L1ForexOne currency against another; participants listed; largest financial market; macro-driven; OTC/pips/volatile are keywords.Banks, central banks, investment managers, hedge funds, brokers, investors.YesExplicit definition and characteristics; unexplained “pips” excluded.
W1-09L1 imageScreenshot 2026-08-12 at 5.01.26 PM.pngOne explicitly non-guaranteed scenario links rising inflation through rate rises, borrowing costs, slowing growth, declining earnings, compressed valuations, lower liquidity/selling, falling stock prices, then easing inflation.Ordered 10-stage scenario.YesLecturer-provided process with warning that it is only one scenario.
W1-10L1Why Traders Trade ForexHigh volume; 24-hour trading; leverage up to 50×; low commissions; prolonged shorting; no fixed lots; many resources/platforms.—YesLecturer-provided list.
W1-11L1CryptocurrenciesCore technology is blockchain; coins solve different problems; trading may use CEX or DEX.—YesExplicit characteristics; abbreviations are not expanded, so no expansion card.
W1-12L1DerivativesContract settling at a future date; risk-management tool; futures create an obligation, options a right that may or may not be exercised.Options compared to insurance; risk premium named.YesDefinition and key comparison.
W2-01L2ExchangeMarketplace for buyer/seller transactions; instruments must be listed and meet criteria; exchange provides investor confidence/system stability. Types: centralized stocks, OTC forex, CEX/DEX crypto.SGX/NYSE; Binance/Uniswap/PancakeSwap.YesDefinition and named types.
W2-02L2 imagesScreenshot 2026-08-20 at 3.47.20 PM.png; Screenshot 2026-08-20 at 3.47.42 PM.pngTime-stamped exchange rankings by market cap and listed-company count.2024/2025/July 2026 rankings.NoContemporary values/rankings are time-sensitive and explicitly excluded.
W2-03L2Index CalculationsDifferent calculations give different views and weights; benchmark choice matters for portfolio evaluation.—YesExplicit purpose/interpretation.
W2-04L2Exchange IndexThree methods: market-cap, equal, price weighted. Equal assumes equal money in each stock; price weighted is arithmetic average and used by Dow Jones.—YesNamed classification and distinctions.
W2-05L2 imageScreenshot 2026-08-20 at 4.05.52 PM.pngMarket-cap example: A/B/C caps 2,000/4,000/9,000, weights 13.3%/26.6%/60%; sum 15,000 divided by 150 gives base 100.Displayed calculation.YesWorked example; retained as a single interpretation/example card.
W2-06L2 imageScreenshot 2026-08-20 at 4.08.02 PM.pngEqual-weight example assigns S$600 each; share counts 60/30/20; 1,800/18 gives base 100; any capital may be chosen.Displayed calculation.YesWorked example.
W2-07L2 imageScreenshot 2026-08-20 at 4.09.54 PM.pngPrice-weight example sums prices 10+20+30; 60/0.6 gives base 100; indices start together but change differently.Displayed calculation.YesWorked example.
W2-08L2Understanding the methodsIndex = sum of relevant quantity/divisor; divisor sets/maintains continuity and index level is arbitrary, so percentage change matters. Weighting differs: company size, equal choice, or share price. Index move contribution = weight × stock move.A doubles: index changes 13.3%, 33.3%, 16.7% under the three methods.YesFormulas, interpretations, and worked example.
W2-09L2Index examplesExamples are assigned to the three weighting classes.S&P 500/NASDAQ-100 etc.; DJIA/Nikkei 225.YesNamed examples, consolidated to avoid rote repetition.
W2-10L2 imagePasted image 20260820162010.pngSGX price table labels trading name/code, last, change %, volume, bid volume/bid, ask/ask volume.Sample DBS/Singtel/OCBC/UOB values.YesTerminology labels only; transient values excluded.
W2-11L2 imagePasted image 20260820162347.pngBuyers bid and want a low price; sellers ask/offer and want a high price.Order book illustration.YesDirect bid/ask distinction.
W2-12L2 imageScreenshot 2026-08-20 at 4.25.18 PM.pngOrder entry displays quantity, market/limit/SL/SL-M, stop-loss/target, and day/IOC controls.Broker-specific UI.NoAbbreviations are not explained; explicitly excluded.
W2-13L2BrokersIntermediary between trader/investor and exchange; KYC; services include orders, short selling, leverage.Broker names illustrative.YesDefinition and services; unexplained KYC not expanded.
W2-14L2 imagePasted image 20260820162637.pngShort sale steps: borrow, sell, price falls, buy back, return shares, keep difference after fees/interest. If price rises, loss is potentially unlimited.Ordered process.YesExplicit process and warning.
W2-15L2LeverageBorrowed money controls a larger position. Leverage = position/own money; margin = 1/leverage; purchasing power = account×leverage; maximum quantity = purchasing power/price; return scales with leverage. Losses scale too; leveraged short can exceed deposit; broker benefits from interest/commission/collateral.10× on S1,000 and 10 S$100 shares; 1% asset move gives 10% account return; −10% wipes account absent earlier liquidation.YesDefinitions, formulas, worked example, warnings.
W2-16L2 imageScreenshot 2026-08-20 at 4.28.06 PM.pngSame 10× leverage example, explicitly assumes no fees/borrowing costs and warns leverage increases returns but is risky.S1,000 power; profit 10 vs 1.YesImage corroborates worked example and assumption.
W2-17L2Predictions for InvestingTechnical studies charts/past behavior; fundamental seeks real value/future expectations; ML finds hidden patterns with computation/features; time-series methods are explicitly not used in module.50MA/200MA, EPS/P-E, ARIMA/GARCH.YesNamed methods and module warning.
W2-18L2Adaptive Market HypothesisEMH: markets efficient; weak uses technical, semi-strong technical+fundamental, strong adds insider information. Behavioral finance says humans/traders irrational. AMH says efficiency evolves with participants/environment.—YesExplicit comparisons/classifications.
W2-19L2 imageScreenshot 2026-08-20 at 5.17.58 PM.pngInvestment pyramid: protection/lowest risk; accumulation/more growth and some risk; top/high risk and return. Allocation depends on risk appetite; example 45:45:10.Protection examples: safe investments, deposits, CPF; accumulation: blue chips.YesLecturer-provided hierarchy.
W2-20L2 imageScreenshot 2026-08-20 at 5.20.36 PM.pngCyclical process: set objective → establish policy → select strategy → construct portfolio and monitor → measure/evaluate performance.Ordered cycle.YesExplicit process.
W2-21L2Steps for Trading (IDMR)Identify market/instrument; Decide buy/sell/hold; Manage risk with stop loss/take profit; Rebalance pyramid/portfolio.Identify uses risk tolerance/accessibility.YesCore ordered process.
W2-22L2 imagesScreenshot 2026-08-20 at 5.24.22 PM.png; Screenshot 2026-08-20 at 5.24.34 PM.png; Screenshot 2026-08-20 at 5.24.54 PM.png; Screenshot 2026-08-20 at 5.25.42 PM.png; Screenshot 2026-08-20 at 5.25.58 PM.pngCase identifies Apple from risk tolerance/knowledge, then explores Yahoo Finance tabs/data and a screener to decide.Historical platform screenshots and values.Yes, partlyKeep process lesson; exclude transient values and UI memorization.
W2-23L2 imageScreenshot 2026-08-20 at 5.26.44 PM.pngManage risk via quantity, stop loss, take profit; choose risk per trade, find exit, and back-calculate quantity so loss does not exceed chosen risk %.1%, 2%, … 5% shown as examples, not a required rule.YesExplicit risk-management process; no invented reverse calculation.
W2-24L2Risk Reward RatiosUsed for individual trades or portfolios; stops may use support/resistance, moving averages, indicators, portfolio value; important for long-run profitability.—YesExplicit use and inputs.
W2-25L2 imageScreenshot 2026-08-20 at 5.27.49 PM.pngChart displays entry, take-profit, and stop-loss levels.133.438 entry, 139.820 TP, 127.060 SL.NoArbitrary case prices add no distinct examinable fact.
W2-26L2 imageScreenshot 2026-08-20 at 5.28.12 PM.pngAfter buying, record/monitor investments in pyramid; rebalance for changing markets/preferences and portfolio risk.—YesExplicit rebalance triggers/process.
W2-27L2 imageScreenshot 2026-08-20 at 5.28.57 PM.pngThree principles: knowledge, supervision, discipline. Lists study/understand/test; monitor/rebalance/diversify; control emotion/log/adjust.Greed and fear named.YesLecturer-emphasized checklist.
W3-01L3Quick NotesSharpe ≈ returns/risk if risk-free return is zero; beta is covariance with market over market variance and benchmark volatility; alpha is performance over benchmark; correlation affects diversification.β formula; Rᵢ=βRₘ; α=R−βRₘ.YesConcise corroboration; detailed cards map primarily to L3B rows.
W3-02L3AStock ReturnsSimple, log, absolute, expected, and portfolio-return formulas; variable meanings; equal probabilities reduce expected return to arithmetic mean; log/simple conversions.Formulas shown in note.YesDefinitions, formulas, variable meanings.
W3-03L3A imagePasted image 20260825125518.pngLecturer handwriting demonstrates 50→100→50: regular returns +100% and −50% average +25%, log returns ±0.69 average 0; regular range [−100%,∞), log range (−∞,∞).Worked example.YesImage-supported example, also transcribed below it.
W3-04L3AWhy log returnsRegular returns multiply and their mean is not compound growth; log turns products into sums. Regular returns have asymmetric bounds; log returns are unbounded both ways. For small moves log≈regular.50→100→50 worked table and telescoping log sum.YesExplicit interpretation, example, qualification.
W3-05L3AHistogram of ReturnsHistogram counts/frequency in value ranges; shown Apple data cluster near zero with few moves over ±10%; behavior rather than individual values matters.Screenshot histogram.YesDefinition and interpretation.
W3-06L3A imageScreenshot 2026-08-25 at 1.07.56 PM.pngHistogram of Apple daily percentage changes, concentrated near zero with sparse tails.Chart.YesImage corroborates W3-05; no separate transient-data card.
W3-07L3AStandard Deviation (~Risk)Dispersion around mean; higher SD means higher volatility; volatility approximates risk; variance = σ².σ = sqrt[Σ(xᵢ−μ)²/N].YesDefinition and formula.
W3-08L3ANormal Distribution / ProjectionsAbout 68%, 95%, 99.7% lie within 1σ, 2σ, 3σ; projection bands μ±kσ for normal distributions.68–95–99.7 rule.YesFormula/interpretation with assumption.
W3-09L3A imageScreenshot 2026-08-25 at 1.14.53 PM.pngNormal curve labels μ±1σ/2σ/3σ and 68%/95%/99.7%.Diagram.YesImage corroborates W3-08.
W3-10L3AScaling to N daysμ_N=Nμ_d; σ_N=√Nσ_d because variance, not SD, adds: Nσ_d².5-day example gives μ=1%, σ=2.68%, 68% return band −1.68% to 3.68%, price 98.32–103.68.YesFormula, reasoning, worked example.
W3-11L3AClosing notesAnnualization uses 252 equity trading days, 365 crypto days. Compute in log space/report regular space. Risk is unexpected deviation even if favorable.Convert with exp(log return)−1.YesExplicit rules and warning.
W3-12L3BImportant Financial MetricsBeta, alpha, SD, Sharpe, correlation are important for portfolio design, strategies, behavior.—YesLecturer-provided list.
W3-13L3BSystematic & Unsystematic RiskSystematic is market/macro, undiversifiable, from unplanned broad events. Unsystematic is company/sector, diversifiable, also individual/idiosyncratic/specific/micro.Crisis/pandemic/war vs technology/oil-price changes.YesCore distinction and synonyms.
W3-14L3BSharpe Ratio(R−R_f)/σ_p; R portfolio return, R_f risk-free rate, σ_p stated as portfolio excess-return SD. Measures risk-adjusted performance; widely used; if R_f=0 then return/SD.Formula.YesFormula, meanings, interpretation; wording ambiguity logged separately.
W3-15L3BBetaβ=Cov(R,R_m)/Var(R_m); measures systematic risk/volatility vs benchmark; historical-return drawback; portfolio weighting matters. Covariance relates movement of two assets.Variable meanings.YesFormula and interpretation.
W3-16L3BOverall Betaβ_p=Σw_iβ_i; weighted average by allocations. More high-beta weight raises systematic risk; low-beta reduces it; market beta 1 is benchmark.—YesFormula, variables, interpretation.
W3-17L3B imageScreenshot 2026-08-28 at 6.44.07 PM.pngScenario 1 equal 20% allocations across betas 1.5,1,0.5,2.5,3 gives portfolio beta 1.7. Scenario 2 table is internally inconsistent.Worked portfolio-beta example.Yes, partlyInclude only internally consistent Scenario 1; log/exclude Scenario 2.
W3-18L3BAlphaα=R−R_f−β(R_m−R_f); from CAPM; reflects manager capability/performance above benchmark; used with beta. Expected return = risk-free + compensation for market risk. A simplified α=R−βR_m is also displayed.CAPM formula and variable meanings.YesFormula and interpretation; distinguish full and simplified forms.
W3-19L3BCorrelationDegree one instrument moves relative to another; standardized from −1 to +1; relation not causation.Corr(x,y)=Cov(x,y)/(σ_xσ_y).YesDefinition, range, warning, formula.